Free & Simple guide - How to Maximise Credit Card Rewards by Paying Bills and Loans via Third-Party Platforms
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How to Maximise Credit Card Rewards by Paying Bills and Loans via Third-Party Platforms
Paying bills and loans is an unavoidable part of life. But did you know that instead of directly transferring money from your bank, you could actually earn rewards from those same expenses?
Why Use Third-Party Platforms?
Usually, bills like housing loans, personal loans, rentals, insurance premiums, and utilities are settled via direct bank transfers, giving you zero rewards. Moreover, some government bills, loan payments, and utility transactions have MCC codes excluded by banks, meaning these expenses earn no points or cashback when paid directly. By using third-party platforms such as CardUp, iPaymy, or EveryPay, you can bypass these exclusions and transform your regular payments into opportunities to accumulate credit card points, miles, or cashback.
Like my favourite platform - Every
What Can EveryPay Do? 💳💥
EveryPay is a third-party platform that lets you pay bills, loans, rent, and more using your credit card — even if the merchant doesn’t accept cards! 🔥
Here’s what you can use it for:
✅ Housing loan / Rental
✅ Car loan (hire purchase)
✅ Personal loan
✅ Insurance (non-auto debit)
✅ Education / Tuition fees
✅ Renovation invoices
✅ Condo maintenance & sinking fund
✅ Government bills (e.g., DBKL, LHDN, KWSP)
✅ Utilities (sometimes excluded from direct points by banks!)
💡 Why use EveryPay?
– Earn credit card points, cashback, or miles
– Unlock rewards even from bills you normally can’t earn from
– Pay online easily, no more manual bank transfers
– Schedule recurring payments or set reminders
– Use your Amex, Visa, or Mastercard with smart card pairing
Special Community Benefit
Great news! EveryPay currently offers our community the lowest possible fees starting from 0.3% enabling you to maximise your rewards even further. Get my guide to access the exclusive promo code!
Steal My Entire Done-For-You System for Earning Points and Miles Like a Pro—
Even If You Have Little to No Experience!
Use the RIGHT Cards align with spending behavior
I always use credit cards that give me bonus points for categories I spend the most on, like online & ewallet, oversea spending, dining, and travel. This way, I’m earning extra points without changing my spending habits and it can maximise my miles~Leverage Promotions: Stay updated with platform-specific promotions to further reduce fees or boost rewards.
Calculate Cost-Benefit: Ensure your earned rewards or cashback exceed any fees you incur.
Double your points with a spouse/ travel partner. Refer your spouse/partner to get referral bonus. using the same pooling FFP. Combine the points to redeem free travel
My Journey was slow too I know nothing about points & miles with a lot of trial and error since then I started digging deeper. I learned about credit card rewards, miles, and how to maximize them. And after learning all these strategies,
I slowly built up my points balance. I learned about the best cards to use, the sweet spots for earning points, and how to transfer them to different airlines and hotels.
Trust me, it wasn’t easy but the rewards were worth it !
My Comprehensive Ultimate Miles Guide - Get It Here
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What’s inside my ebook?
Everything A-Z About Points and Miles: step-by-step easy-to-follow modules covering all aspects of earning and redeeming points and miles. This is a ONE. STOP. SHOP. for travelers looking to leverage points for incredible adventures.
Lifetime Access to Ongoing Updates: Enjoy lifetime access to course updates and community support groups. Stay informed about the latest travel deals, loyalty programs, and earning strategies.
Exclusive Community Access: join our community to share tips, and celebrate successes together.to get latest updates and tips
Free Travel Itineraries for members also free flight deal update
More hidden feature & loopholes in my guide
✨ Hidden Features & Loopholes I Share:
– How to reduce fees as low as 0.3% with my exclusive code
– What bill types still earn full points even after banks cut off MCC codes
– The trick to use Amex for payments that usually don’t accept Amex
– Stack with CardUp / iPayMy / EveryPay based on card promos (yes, I compare!)
– Double dip rewards with card promo + platform bonus
– The safest way to automate recurring payments without missing due dates
– A little-known way to pay property-related expenses and still earn rewards
– How I paid my renovation & wedding using credit card (and flew business class with the points)🔥 Bonus for my community:
✅ Lowest fees in Malaysia
✅ Card pairing cheat sheet
✅ Access to ask me 1:1 if not sure which card to useMy Comprehensive Ultimate Miles Guide Join Us here - Get It Here
Reel Feedback
I’ve helped tons of members successfully redeem Business Class flights with just a small amount—or even fly for free—saving thousands on travel costs! ✈️💰 With the right strategy, you can turn your everyday household expenses into valuable points.
My guide includes a personalized 1:1 card restructuring advice to maximize your points and miles, plus lifetime access to our supportive community group where we share the latest travel deals, promos, and tips.
Don’t miss out, join us now and start flying smarter!
My Comprehensive Ultimate Miles Guide Join Us here -
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🏨 Book your Accommodation here : https://invol.co/clmdpkk
📳 5G Unlimited Travel Sim Card : https://invl.io/clmacpb
